Kaiser Permanente offers small group health insurance plans aimed at meeting the needs of your business. Kaiser Permanente Group Copayment Plans offer no medical deductibles and virtually no paperwork. Those covered in your business will have low cost office visits and prescription drug copayments. Plans include copayments for doctor visits, emergency, surgery, prescription drugs, etc.
Health is much more than just not being sick. It’s an attitude. A way of life. Whether it’s through Kaiser's health education classes or our online health tools, you can take advantage of a variety of resources to help you live a healthier life.
A physical would be the cost of a "preventative physical exam." Additional costs may apply for any lab or imaging work.
Vision exams are covered with a copayment. The $15 and $5 copayment plans offer a two-year allowance of $150 for eyewear. Kaiser Permanente California members on other small business plans receive a 20% discount on vision related services in the optical department.
This is the copayment amount a subscriber pays each time they go in to get X-rays. For example, if a subscriber went in one day and had six X-rays, they would pay $10. Then if the same subscriber went in the next day and had eight X-rays, they would pay another $10.
Yes. All Copayment Plans cover prescription drugs with a copayment. Regular (non HSA plans) Deductible Plans cover prescription drugs with a copayment before the deductible is met. The $0/$1500 and $0/$2700 Deductible Plans with HSA do not cover prescription drugs until the deductible is met. Then once the deductible is met, these plans offer 100% coverage for prescription drugs. The $0/$2700 Deductible Plan with HSA offers prescription drugs with a copayment after the deductible is met.
The $15 Copayment Plan and the $5 Copayment Plan (only offered for groups) cover 50% of infertility costs.
Yes, all plans cover maternity and pregnancy. Prenatal and first postpartum visits are covered, and the fee is based upon the rates of your chosen plan. Delivery is covered under hospitalization and rates vary according to your chosen plan.
Yes. You may switch to another Kaiser Permanente primary care physician for any reason.
Yes. You may choose your own personal physician from the Kaiser Permanente available primary care doctors in these specialties: internal medicine, family medicine, and pediatrics. Also, women may select an available obstetrician/gynecologist as their primary care physician.
HSA stands for "Health Savings Account". Groups that enroll in a high deductible plan with HSA have the option of opening up an HSA account with Wells Fargo or the financial institution of their choice. Having an HSA enables you to set aside money for medically related expenses and deduct these expenses from your taxes at the federal level. If an employee leaves the business, the money in the Health Savings Account remains with the employee.
