American Community has been a leading insurance company for over 6 decades. With main operations in the Midwest, they have over 140,000 members in 8 states.

They provide affordable insurance options that can be tailored to individual needs from a range of benefits and flexible coverage.

Individuals, families, and businesses can find health insurance plans from American Community — including consumer-directed plans, Health Savings Accounts, short-term health, life, vision, and dental coverage, along with maternity coverage options.

Compare American Community health plans online.

Choosing American Community

American Community specializes in PPO plans with a preferred network of doctors, hospitals, specialists, and clinics across the Midwest. Members can choose from several health insurance solutions and a wide variety of healthcare providers for access to high-quality care.

American Community's Company History

American Community was founded in 1938 along with the Michigan Hospital Benefit Association. Together, they offered individual and group hospital and surgical insurance plans.

In 1947, Community Life Insurance Company was created to provide life policies. They later merged with the Hospital Benefit Association, forming the American Community Mutual Insurance Company in 1964.

Their headquarters is in Livonia, Michigan — just outside Detroit's city limits.

American Community Today

American Community continues to be a leading provider of insurance and an innovator in the healthcare industry.

Their PRECEDENT plans are new health insurance solutions to help put the controls of healthcare back into the hands of the policyholder. Grouped with Health Savings Accounts, the PRECEDENT plans give members a way to save on their monthly bills — and save tax-free money for many of their health costs.

A.M. Best reaffirmed American Community's B+ financial rating based on the company's financial strength and operating performance.

Giving Back To The American Community

American Community has close involvement with the areas they serve. They know how important it is for Americans to have affordable access to healthcare. They also understand the importance of community programs to help improve the lives of those in need.

American Community contributed 8 scholarships for $1,000 to go toward higher education for students in the Detroit area. They also donated over $11,000 in total to the Alzheimer's Association, Angela Hospice, and the Capuchin Soup Kitchen.

Employees of American Community also have participated in Race for the Cure and Relay for Life to raise money for breast cancer and cancer studies. In Relay for Life, 4 American Community employees were able to raise $1,443.25 for cancer research and programs.

All information was accurate and verified as of May 22, 2007.