hmo plans

A Health Maintenance Organization (HMO) is a managed care organization whose members are entitled to receiving health care services from participating doctors, hospitals, and clinics. An HMO lays emphasis on preventive medicine. In a departure from usual indemnity insurance, health care provided in an HMO follows a set of guidelines provided through the HMO's network of providers. In this case, providers contract with an HMO to welcome more patients and in return provide services at reduced prices.