Self Employed Medical Insurance

Being Self-Employed means that now you have to get health insurance on your own. Having your own business and now looking for Self Employed medical insurance can be challenge on it’s own. There are benefits to having your own medical insurance. One you get it no one can take it away from you it is yours for as long as you want it to keep. Self Employed medical insurance is insurance that you would get on your own also called Individual health insurance. It is designed for anyone who is not part of a group plan. If you are Self Employed and have employees consider small group plans. Kaiser Permanente gives you flexibility to apply for Self Employed health insurance plan or small group plan.

Kaiser Permanente offers fourteen Self Employed medical insurance plans to fit your need and your budget. No matter what is your current situation, Kaiser Permanente will have a health plan for you. With starting new business it is important to keep your expenses at the beginning as low as possible. Kaiser Self Employed medical insurance plans you can start with a basic coverage to cover you for any major accident or illness. As your business grows you can always upgrade your health plan that will cover your doctor office visits, dental, vision, outpatient lab work, maternity and anything else that you might need.  Basic coverage means that you will have a high deductible plan, with deductibles over 1500. This type of health plan will start to cover you, in some cases, once the deductible is met, the higher the deductible the lower you monthly cost. If you would like Health Savings Accounts Self Employed medical insurance plans, then Kaiser offers five HAS qualified health plans. HAS qualified individual health plans have deductible ranging from 1500 to 5000. If you are on the tight budget right now you can always pick a plan with higher deductible and later change it to the lower one.

If you have employees or you do not qualify for individual medical insurance plan then small group plans might be just want you need. To set up a small group plan all you need is at least two people. Self Employed medical insurance plans for small group are extremely flexible to meet the requirement of employer and the employees. Kaiser Permanete has dozens of plans available and new added all the time. Great thing about small group plans is that they are guaranteed issue that means insurance company cannot decline you coverage. Not everyone can get a group plan you have to be a legitimate business to qualify. You cannot be getting a Self Employed medical insurance small group plan just because you cannot qualify for individual medical insurance.

With basic understanding on your options as self employed you can make a better informed decision. What you have to know is that there is probably hundreds of thousands if not millions of people are in situation just like yours. Knowing that insurance companies are here to compete for your business and work with you. There is best solution available to matter what your needs are.